Rep. Chesney pencils Op-Ed with Dem Rep. Guzzardi over вЂexploitative’ loans Both legislators say pay day loans could possibly be released at annualized passions rates at significantly more than 400 %. FREEPORT , Ill. (WIFR) – Rep. Will Guzzardi (D-Chicago) and Rep. Andrew Chesney (R-Freeport) had written an impression editorial kind together over their provided fascination with protections against exploitative loans on Monday. You are able to see the viewpoint